Memories and healthy recipes for your dinner table.

Tag: saving money

Eliminating Debt By Spending Less and Using What you Already Have

Everything costs more these days. Only a short while ago I could purchase 10 ears of corn for a dollar. Now they sell for .50 cents an ear. With the cost of just about everything on the rise the hum in the air is how […]

How to Lower Your Grocery Bill- Using Coupons

Extreme shoppers can slice as much as 50% – 60% off their monthly grocery bill just by using coupons and waiting until the item goes on sale. If it is not on sale, they do not buy it. They stock up on the items they […]

The Frugal Pantry

Two years ago, we were faced with a difficult financial dilemma.  It was the second week of the month and I had to make the decision to pay bills, or buy groceries. I decided to try to make it another two weeks on what we had in the pantry and freezer and pay the bill. Amazingly, we went the two and a half weeks living on canned, boxed and frozen food. The following year we came up short again. Taking the lesson learned the previous year to always have a stocked pantry, I did not fret. Instead, I got creative with my cooking.

Since then, I have made what I call Budget Meals, part of my monthly menu. There are some weeks I forget to make a menu or things come up and I don’t make it to the farmers market. Budget Meals are great to have around for those nights the refrigerator is empty. Rather than order take out or make a trip to the grocery store, I basically clean out the refrigerator. There have been many instances I have postponed going to the grocery store and used what I had on hand. I have found that by coming up with “Budget Meals”, I can prolong a shopping trip one to two weeks saving me hundreds of dollars.

This is what “My Frugal Pantry” looks like now.

Canned fruit-Pineapple, mandarin oranges, pumpkin
Dried fruits- raisins, cranberries, apricots
Peanut Butter
BBQ sauce
Cooking Spices: black pepper, chili powder, cumin, paprika, garlic powder, oregano, thyme, rosemary, sage, ginger, nutmeg, cinnamon, cloves,
Baking Ingredients: all-purpose flour, wheat flour, oat flour, flax meal, wheat germ, salt, baking powder, baking soda, granulated sugar, brown sugar, powdered sugar, powdered Milk, evaporated milk, honey, vanilla, shortening, cocoa powder, olive oil, canola oil, coconut oil,
Brown rice, pearl barley
Canned and dry beans- black, kidney, white, lentils
Tomato sauce
Tomato paste
Tomato puree
Diced tomatoes
Refried beans
Cream of Mushroom or chicken soup
Oatmeal- rolled oats, steel cut oats
Cooking Spray
Grainy mustard
Soy Sauce
Vinegar- white, red wine, cider, balsamic
Nuts- raw almonds, pecans, walnuts, cashews

My Frugal Freezer:
Ground Hamburger
Ground Turkey
Pork tenderloins
Hot Dogs
Shredded Cheese- Mozzarella, Cheddar/Jack,
Baking Yeast
Left Overs

How to Budget and Stay Out of Debt

A budget is an extremely important tool to help you stay on top of your spending to ensure you do not go into debt. For those individuals who are already in debt, a budget will help put spending habits into perspective. Change is a lengthy […]